I was in a car accident and the other motorist’s insurance company just called me for a statement. Am I required to provide one?

No! More often than not, the other driver’s insurance company is calling to obtain information which may be used against you as you seek to recover losses. Respectfully decline their request and inform them that if they would like a copy of your statement, they may contact your insurance carrier directly.

By |2019-04-10T01:24:24+00:00April 10th, 2019||0 Comments

I was in a minor accident and the other driver and I just exchanged insurance information without calling the police. My insurance company is now giving me a hard time for not having a report. Is a police report necessary for all car accidents?

It is always a good idea to call the police at the time of an automobile accident. Although all insurance carriers have different policies regarding the necessity of a police report when filing a claim, many will accept an auto insurance claim without one. Nonetheless, police reports are helpful in determining the involved parties and [...]

By |2019-04-10T01:23:46+00:00April 10th, 2019||0 Comments

What should I do if I’m in a car accident?

If you are involved in a car accident, you should seek necessary medical treatment immediately. Even if you are not injured, it is important that you call the police and file a formal police report which can later assist with insurance claims and any lawsuits which may follow. During this time, you will be required [...]

By |2019-04-10T01:22:44+00:00April 10th, 2019||0 Comments
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